AMERICAN PROTECTION INSURANCE

Protecting Your Contracting Business

As a contractor, you encounter unique challenges and risks every day. Our contractor insurance is designed to safeguard your business from job-related accidents, property damage, and project delays. Our comprehensive policy combines critical coverages, offering robust protection that supports the continuous success and resilience of your contracting business.

COVERAGE DETAILS

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Comprehensive Protection with a Contractor's Insurance Policy

Our Contractor's Insurance Policy is an integrated solution, offering:

  • Project Insurance: Covers damages or losses related to specific construction projects.

  • Liability Protection: Safeguards against claims of injuries or property damage caused on job sites.

  • Equipment and Tools Insurance: Protects your valuable tools and equipment from theft, damage, or loss.

  • Income Interruption Insurance: Compensates for lost income during unexpected project delays or cancellations. This policy is tailored to the unique needs of contractors, covering a range of risks in a single package for your peace of mind.

CUSTOMING YOUR COVERAGE

Tailored for Your Contracting Business

Understanding the diversity in contracting work, we offer customizable insurance options to suit your specific business requirements. Whether it’s adjusting coverage limits, adding endorsements for specialized equipment, or expanding coverage for larger projects, we ensure that your policy accurately reflects your business's unique risk profile.

 FAQs

  • A typical Contractor's Insurance Policy includes project insurance, liability protection, equipment and tools insurance, and income interruption insurance, providing comprehensive coverage for the various risks contractors face.

  • This policy is ideal for contractors as it offers essential coverage tailored to the specific risks and needs of the contracting industry. It simplifies insurance management by combining several important coverages under one policy.

  • Absolutely! We recognize that each contractor has unique challenges and requirements. Our policy can be adapted with specific endorsements or coverage adjustments to align perfectly with your contracting business's needs.

  • As an independent agency, we can offer policies from multiple providers, giving you a variety of options. This means we can help find the most suitable coverage for your contracting business at competitive prices, and provide unbiased advice in your best interest.

  • While not always legally mandated, contractor insurance is critical for protecting your business financially from various risks. Certain aspects, like workers' compensation, may be required depending on your location and the nature of your work.

  • Income interruption insurance, a part of our policy, helps cover the loss of income if your contracting business is temporarily unable to operate due to a covered event, like a natural disaster or project delay. This can be crucial for maintaining your business's financial stability.